That's because while your subsidized loan for undergraduate study will carry the same interest rate as an unsubsidized loan, interest won't accrue while.
Subsidized vs Unsubsidized Loans
Federal student loans for undergraduates currently have an interest rate of percent for the school year, while graduate students have interest.
Federal Direct Unsubsidized Loan (Undergraduate and some Non-Degree Students).
Federal Direct Unsubsidized Loans Eligible students who have completed the FAFSA for the appropriate academic year are automatically evaluated for the. Historical Rates ; , %, % ; , %, % ; , %, % ; , %, %. The interest rates for all new federal direct undergraduate student loans are %, up from % in Unsubsidized direct graduate student loan.